How do I find a good life insurance agent?
matt h asked:
I am expecting my first child by the end of the year. I want to purchase life insurance, but I would like to go through an independent agent/broker as they work with multiple companies and can get me the best rate. I have a very solid idea of what I want (20 - 30 yr. term, roughly $750K - $1MM). Where should I start looking? Google only turned up th expected advertising links and results for the big boys. I am new in my town, so no people to ask for referrals.
Be a radiology tech
Thanks for the help!!
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Filed Under Insurance | 4 Comments
Can I make it as an insurance agent?
Matt asked:
OK- So I’m a regular life/health agent who places a lot of value in sports and staying healthy- I feel I need to be in the gym at least every other day. I also have a girlfriend who is constantly upset with me working the long hours of an insurance agent such as 9am-9pm on a consistent basis and I’ve found myself making more time for her and cancelling appointments, thus hurting my sales performance. Is a 23yr old guy who wants to stay healthy and maybe have some time with his gf on the weeknights a bad example of a life insurance agent? Or do I just need to readjust some lifestyle moves? I would gladly appreciate any and all comments from all different types of agents on whether or not my lifestyle can be that of an agent… or do I need to get on the “new career bus”?
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Filed Under Insurance | 5 Comments
Request for life insurance?
pummy asked:
I am a Life Insurance agent. How to issue business card and request for the business and services when I meet people. Kindly please provide word to word (exact) script on what to say without sounding as if I am begging. Because right now whenever I meet people I say things like please (buy) take out insurance policy from me etc.( it sounds as if I am begging). And the expected answer is people always say that I should not put them in an awkward situation. ie embarrassing situation.
since I am begging for business and service they are ashamed of me because I ask them like that. I would like to know what is the correct way to request for business and services so that I don’t sound as if I am begging and also they don’t feel ashamed. PLEASE PLEASE HELP! others
What you need to be careful with payday loan application
Filed Under Insurance | 3 Comments
Who is the world highest income life insurance agent?
Cosserio asked:
Life insurance agent is not an easy job. But some people can do well in this job & they got a lot of money as incentive. I wonder who is the world highest income life insurance agent?
Filed Under Insurance | 3 Comments
How do I become an Insurance Agent?
babyeedoll asked:
I live in NM, I tried looking up basic info, but it’s not plentiful. How do I become an insurance agent? I was thinking auto, but do most agents do auto, life, etc? Is it something I can do mainly from home?
Filed Under Insurance | 4 Comments
As a mum of 3 & heavily in debts, do i continue my career in Human Resources or become a life insurance agent?
cheryl_tanpc asked:
I hv been in HR field for the last 6 years and my passion is in HR. But the debts are rising faster than the increments and inflation does not help either. I want to continue to build my career in HR and i dont quite like the idea of being in life insurance business but the returns are mugh higher and my heart breaks each time i have to think about my family finances and my children’s needs and future. Need some advice before i decide. Thanks.
I hv been in HR field (Malaysia) for the last 6 years and my passion is in HR. But the debts and expenses are rising faster than the increments and inflation does not help either. I want to continue to build my career in HR and i dont quite like the idea of being in life insurance business but the returns are mugh higher and my heart breaks each time i have to think about my family finances and my children’s needs and future. I cannot seem to do insurance part time cos i will dont have time and will lose focus in my current job and in my country we work from morning till night, at least till 8pm. Need some advice before i decide. Thanks.
Filed Under Other - Careers & Employment | 4 Comments
Can you tell me a little bit about being a life insurance agent?
Jenny asked:
I work full-time in admin. I need more money though. I am a single mom with three kids and get very little support so I need ALOT of money. I have heard that sales is the way to go but I cant get a sales job becuase I have no experience. I work for a life insurance company and I think it is fairly easy to get a job as an agent without experience. I was just wondering if I can do it part-time on the side until I start seeing an income. I would also like to know If there are any downsides to it that I may not be aware of. Any info would be greatly appreciated.
More of a Financial Advisor….not just life insurance
Filed Under Insurance | 7 Comments
I’m new with Bankers Life Insurance. How long til I can expect to make atleast 3k/mo?
brad h asked:
New Insurance agent with family to support. Can I expect no income for a few months?
Filed Under Financial Services | 2 Comments
question about insurance agent licensing exam?
H M asked:
Hi,
I’m going to be taking my insurance agent license exam for life and health insurance. I’ve been studying using the PASS package from Able. Is the Pennsylvania test similar to the study package…in that, mostly, you are just memorizing the terms. If anyone has used the Able system, is the state exam a lot like the quizzes and test in the study package?
Filed Under Insurance | 3 Comments
Another New York Life Insurance Agent in my city has their name and address to appear on Yahoo search. How?
Sneezer asked:
I put life insurance - Monroe, LA in search and other agents here in Monroe appeared. I would like to know how to get my name there.
Filed Under Insurance | 3 Comments
Medical questions regarding PSA level and getting life insurance?
meaghan asked:
I’m a life insurance agent and have an applicant who has an elevated PSA level of 8. He has had 3 biopsies in the last 3 yrs, all indicating no cancer, yet he was declined due to the elevation. When I spoke with an underwriter at one of the insurance companies I’m affiliated with, I was told to have the applicant go on “the medication that lowers PSA levels”, get a declaration of good health from his urologist, resubmit his application in 3 months when his PSA level has returned to a normal range (around 4), and then have the applicant stop taking the medication if he so desired. When I spoke with the applicant he informed me that there is no medication that lowers PSA levels or his urologist would have recommended it to him by now because he’s had an elevated PSA for 10 yrs, yet had no cancer. My questions are…
1.) Is there a prescribed medication proven to lower PSA levels?**
2.) Is the recommendation made by the underwriter ethical or even informed?
3.) Would any urologist in his right mind submit a declaration of good health when prostrate cancer is involved considering the inconsistencies between an elevated PSA and prostate cancer. By inconsistencies I mean many men have elevated PSA’s but never get cancer and many men have PSA’s in the “normal” range and do develop it.
**Please do not take this opportunity to post your “all natural supplement” website w/100’s of quotes about how well it worked for other people. I’m looking for an actual prescription medication that doctors prescribe to lower a man’s PSA level.
Opinions on the underwriter’s recommendation are welcome.
Filed Under Insurance | 3 Comments
If you bought Life Insurance, and were pleased, how should the agent ask you for referrals?
John M asked:
I am a Life Insurance agent trying to find new clients by using referrals. I only want answers from non-agents and I am wanting to get some new ideas to work with. Thanks in advance for your answers!!!
Filed Under Other - Society & Culture | 2 Comments
i want to be a life insurance agent. What do i need to do?
lusy asked:
i want to be a agent, but dont know the basic requirement? I wanted to add some extra dollars on my income.
Filed Under Insurance | 1 Comment
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