| Fiance’s mom pushing life insurance?

Fiance’s mom pushing life insurance?

ɨɴǝʁʈɨɐ asked:


My fiance was recently diagnosed with Hyperemeis ( http://hyperemesis.org ), a disease which affects 1% of pregnant women. Due to this she’s been in the hospital 3 times in the last month.

Not once has her own mother visited her in the hospital or come to visit her at home while she’s ill.

After her last stay in the hospital just before the weekend, her mom started hassling her about life insurance. She actually told us that she forged her daughter’s signature and said something I couldn’t quite hear about making her in charge of the pregnancy. Since then she calls every day and leaves a message reminding her to call the life insurance agent to approve the plan she set up.

I asked my fiance why her mom is so intent on this and she gets mad at me for asking. I know that she doesn’t quite understand what lifwe insurance is and that being so sick all the time she doesn’t want to have to deal with anything stressful.

Am I making too much of this?

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Comments

7 Responses to “Fiance’s mom pushing life insurance?”

  1. Leek on April 23rd, 2009 1:46 pm

    Sounds like her mom wants the money.

  2. tiny_behind on April 25th, 2009 2:52 pm

    I think the fiance needs a restraining order against the mother, clearly she is trying to take advantage of her in her sick situation. A mother should never go to the hospital where her sick child is and claim that she needs to get life insurance, its like saying well I think you might die, and boy would I like to collect on it. Shame on her for just now going to see her daughter and exploit her for a potential payday.

  3. Insurance Made Easy.biz on April 27th, 2009 8:32 pm

    Don’t worry about the life insurance, she would most likely be declined due to her current condition. If she calls the agent and discloses her condition it should put an end to the life application.

    You may want to have your fiance complete a living will giving you power to make decisions for her if she is unable to do so. It sounds like her mom may have forged one. Be sure to have it witnessed and notarized if possible.

  4. src50 on April 30th, 2009 1:19 am

    Her mother cannot buy life insurance on your fiance without her consent - and it probably could not be obtained now (during the pregnancy) anyway.

  5. Matt G on April 30th, 2009 1:53 pm

    With that condition she won’t get approved for life insurance anyway. But from the sounds of things, the mom probably lied on the life insurance application, which would void the contract if something happened within the first two years. If you want to stop the harrasment, call the agent yourself and let them know what’s going on with your wife’s health.

    Hope everything goes ok for you guys and you have a heathly baby and mother!

  6. medbillsassist on May 1st, 2009 5:54 pm

    Getting life insurance while suffering a medical condition is not a good idea. Insurance companies check medical records and many other things before they offer coverage. Lying on the application makes the policy void.
    Forging someone’s signature on life insurance papers is simply stupid. Any insurance agent will tell you that forged signature will make the life insurance void.
    Talk to the mother and tell her to stop hassling her daughter. She should be there to comfort her.

  7. Michael M on May 1st, 2009 10:09 pm

    I wouldn’t worry about the life insurance. Most large policies require a health exam including blood work and a health history.

    Even if the mom signed her up for some kind of simplified issue or guaranteed product that didn’t have any underwriting and lied about her health condition she won’t get the money anyway. The insurance companies spend millions of dollars every year investigating fraudulent claims and putting people in prison. Her mother will get what’s coming to her.

    You just worry about her health and helping her relax and get through this and leave the mom to the insurance company.

    I hope mom and baby get through this.